pledge of deposit

Bank 's acceptance , in nature , is the obligor 's acceptance of the pledge of deposit without defense .

银行核押在性质上属于第三债务人对存单质押不保留异议的承诺。

The pledge of deposit receipts , belongs to a pledge of rights , it is the need of thedevelopment with modern economic activity . It has a very important significance forthe accommodation of the capital .

存单质权，属于权利质权的一种，对于资金的融通有着十分重要的意义。

Therefore , it becomes a problem having to be studied and settled urgently how to rationally construct our country 's system of deposit insurance , protect the interest of depositor and pledge normal payment of deposit , thereby defend the stability of the whole financial system .

因此，如何合理构建符合我国国情的存款保险制度，保护存款人利益，保证存款的正常支付，从而维护整个金融体系的稳定，成为一个亟待研究并解决的问题。